Looking for the cheapest way to protect yourself and your family? Start here:

Insured? Call your doctor. There may only be a small co-pay.

Go local. Check out your local or state health department for information on free or low-cost shots.

On Medicare? Medicare Part B covers flu shots.

Look around. The American Lung Association has an online flu shot locator and the Centers for Disease Control and Prevention (CDC) offers a state-by-state guide.

Check out these chains. Call ahead or check online to find out vaccination dates and times:

• CVS pharmacy. Cost: $30
• Walgreens. Cost: $24.99 to $30

Everyone’s Talking About It

Some do, some don’t. Whether you’ve had the flu shot, are planning to get one or would never let the needle touch your arm, we want to hear you out. Tell us why you are or aren’t getting the flu shot this year.

More: Who should get the flu vaccine? Plus, natural ways to soothe your child’s cold.