Okay, now we've gotten the time factor out of the way.

(By the way, I wish I could share with you the number of clients who come into my office after their doctors have read them the riot act and a lot of damage has already been done. You don't need or want to wait for that to happen.).

So now let's say you're ready to play along with me. You still don't believe there's any time, and you still think I don't understand how truly busy you are, but you're willing to go along for the ride and make this commitment to your health even though the circumstances seem to be stacked against you.

So.

I want you to make a list of all the times, places and ways that you could fit in some kind of physical activity into your day. I'm going to give you a head start with the following questions.

When you go on a short errand, can you walk instead of taking the car? Do so.

Are there stairs in your office or apartment building? Climb them for five minutes a day.

Can you walk around your block once before retiring for the night? Briskly? Do it.

Do you take a lunch hour? Use 20-30 minutes of it to walk, run, stretch, meditate, do push-ups, crunches, squats, lunges or dips. Or use those stairs.

If you live in a city, can you get off the subway one stop early and walk the rest of the way to work? (One New York client I had did this, coming and going; we estimated that that short 10 minute walk taken twice a day burned 25,000 calories a year, or a bit more than seven pounds.)