Teresa explains that there are three primary body types to consider, and each has different trouble spots where fat tends to accumulate. Figure out which type you have by taking the following measurements:

1. Measure the distance between your rib-to-hip (from last rib to top of hip).
2. Measure the length between your knee-to-ankle.
3. Measure the distance between knee-to-hip joint.
4. Measure your dominant wrist. (the one you write with)
5. Measure your dominant leg (the one on which you usually stand with weight into hip -- typical female stance)

Based on these measurements, you'll find that you're what Teresa calls short torso/long leg (sometimes referred to as the "apple"), long torso/short leg (sometimes referred to as the "pear") or combination.

Short torso/long leg body type: You tend to have less than two inches of space between the bottom of your last rib to top of the hip bone. The distance from your knee to your ankle is equal to or longer than the distance between your knee and your hip. Because of this, your knees tend to turn inwards to your big toes as they age. This is due to muscle atrophy, which leads to a more pronounced lower tummy pooch and knee problems.

Your body type tends to gain weight in the midsection, inner thighs and lower tummy. Back fat and "bra roll fat" are also common complaints from those of you with short torsos. Derriere shape is usually more flat than "round." But the good news is those with short torsos tend to have less cellulite and they don't get saddlebags!