1. Don't let the pounds creep up on you; catch your problem before it's an overwhelming one -- in your 40s it will be much harder to defeat. If it's too late and you're already way overweight, take things one day at a time. Don't think about having to lose 100 pounds. Just think about what a good job you did today by not eating that Three Musketeers bar. --Isabel, 48.

2. Monitor your calcium intake now to ensure a healthy future. When you're 30 to 35, you are at your maximum bone density, and you may not think about being older and having less bone density. But you need to start today to build for the future, whether bones or retirement. --Susan, 40+.

3. Get a lot of sex. And if you aren't in a committed relationship, get a vibrator and practice. --Caroline,40.

4. Use a creamy cleanser to clean your face and remove all of your eye makeup, then use a toner to remove all traces of the cleanser. Moisturize all over your face but never pull or stretch the tender skin under your eyes. Don't forget to moisturize and use sunscreen on your neck; it can get dry and sun-damaged too. Lastly, always wear a hat in the sun. Besides looking chic, it helps save your skin from dangerous UV rays. --Anita, 47

5. Don't ignore depression and other problems that some people brush off as just "female trouble." I suffered for years with PMS and it was all so unnecessary -- if only I had just insisted that something be done about it. --Michele, 44